Invest in Dividend Stocks
Summary
While it has been a rough year, we’ve managed to make necessary adjustments to our portfolios.
With just a month to go in 2022, we dissect our performance to understand its source.
Full story on Seeking Alpha
Stock Market Volatility
The bulls and bears of the stock market are both tempting and scary to the investors. Speculators are enchanted by the stock market’s potential to help them in making quick money while those who tread with care and caution, often shy away for fear of losing. However, the stock market is not all about speculative gains. It is a place where committed companies look for raising money to fund their activities. Serious investors can actually create wealth not only for themselves, but also for the companies and the nation. A wise way to invest in the stock market is to empower your self with information. You have to know and learn about the company you invest in, from past records and future plans. When it comes to investing, usually doing less is more.
Solana Cryptocurrency
Solana is a blockchain network that upholds SOL cryptocurrency. It is known for its fast transactions and low transaction processing costs. Its rival blockchain is Ethereum. Unlike Ethereum, it can handle 3,400 transactions per second while Ethereum can only do 15 transactions per second, making it one of the fastest blockchains in the world. Solana uses Poh, which uses hashed timestamps to verify the history of the transactions that occur.
Uses for Solana
If you have a cryptocurrency wallet, Solana is great for sending or receiving money to transfer to exchange for goods and services. Availability for Solana is popular among many people because it is known primarily for its low costs. Examples of what Solana is used for can be for things such as NFT transactions, decentralized finance apps (Runs on P2P blockchain network rather than on one computer), and smart contracts.
Bear Market
No investor looks forward to a bear market, but they are a part of the market cycle. So if you plan to be a long term investor in the stock market, it is better to plan how to survive the bear markets that you will encounter than to think you can avoid them. Here are some tips to get you through a bear market cycle with minimal losses.
Now, always remember that there are many things you can do to hedge your positions like buying and selling stock options, buying inverse ETF’s etc however for most investors, dollar cost averaging will be a safer play if you have other sources of income.
The most important point to remember is: don’t give in to the temptation to sell low thinking that you will cut your losses. More often than not, this results in a permanent loss rather than the temporary loss on paper that a bear market often represents. Unless you desperately need the cash, its usually better to leave your stocks alone and wait until the market rebounds.
Inflation has many causes according to the experts. Although experts can’t agree completely on what the exact causes of inflation really are, most of them agree that inflation is due to either quality and/or quantity. The quality theory of inflation says that a person who earns money will be able to use that money to buy the good he wants. The quantity theory of inflation says that money should be viewed in how much of it is supplied and exchanged.
At the end of the day, the increase of money supply, causes inflation.
The three most common forms of inflation are demand pull inflation, cost push inflation, and built in inflation. Demand pull inflation is a result of low unemployment rates and an increased consumer demand for items. Cost push inflation happens when something that people use a lot becomes harder to get. For instance when oil is hard to get gas prices go up. Built in inflation means that as the price of items increases, people try to increase the amount that they earn to keep up with the price of goods.
As a result of the increase in wages the employers pass along their own higher costs to the employees making it a no win situation. Some experts say that it is the amount of money that is in circulation that causes inflation by lowering the value of the money in general. Sometimes the result of having too much money in the economy can lead to such disasters as prices doubling in a short period of time. This is called hyper inflation and it usually happens during a war when a government might try to finance their own spending by printing more and more money. Another reason there might be too much money in the economy is when people stop spending money unexpectedly and drastically like what happened during the time of the black plague in Europe. Other experts insist that inflation and unemployment cannot ever be low at the same time. If unemployment is high inflation is low. And if inflation is high, unemployment is low. Therefore, some level of unemployment must be sacrificed in order to keep inflation down.
Gold & Dollar: How Money Became Worthless | Currencies Explained | Documentary | Fiat Currency
Ever wonder how money is created? This is a great documentary on how currency is debt and how fiat money works.
Invest in assets that have utility, provide value and are needed by people, don’t hold cash because it becomes worth less over time.
$NOW Chart
You have probably heard the words “supply and demand” a million times, specially if you trade stocks and crypto, however sometimes it is not easy to truly wrap your head around these forces and how you can use them to your benefit.
Here is the basic idea of how supply and demand affect asset prices and how you can find out what people are talking about and what is trending when it comes to the stock market and cryptocurrency.
Credit Score
So your credit score is not the greatest in the world, and you want to get it raised up. Well there are a number of different ways that you can go about doing just that. One of the most important things to think about when it comes to credit is getting your bills paid on time. If you are always late or behind on paying your bills, such as your electric bill or phone bill, this will all reflect badly on your credit report drastically dropping your score. If you get all of your bills paid on time for a month you will see a twenty point jump in your score. As long as you keep your bills paid then your score will slowly rise.
Saving Money During a Recession
Do you want to learn how to save money? Here I have several tips to save a lot of money easily!
We all in one way or another want to live better and have better things. Sometimes buying a better car or having a better house is seen as something impossible to obtain. With these tips, you will learn to save money and be more efficient with your expenses, this will help you get the things you need or invest in the business you have always wanted! If you can save money!!!
Trading Forex
The Basics of Forex
Foreign exchange market is also known as Forex or FX market. To date, it is the world’s biggest market. FX produces an average of over $6 trillion daily volume. That is many times more than combining all the volumes of America’s equity markets. This currency market is where currencies are bought and sold.